Disability Income Insurance

DISABILTIY INCOME INSURANCE = INCOME PROTECTION

When asked, most people say their biggest asset is their home.  However, I’d suggest that in most situations it is their income and earning power that is, in fact, their largest asset.  Protecting your largest asset makes sense, doesn’t it?

The reality that disabilities among working Americans is on the rise.  Data shows that 1 in 4 workers aged 20 – 40 today will have a medical event which will significantly impair their ability to work for some amount of time during their working years. 

Some general guidance: if your current income is $100,000 per year, would you be willing to reduce your income to $93,000 PLUS a guarantee that should you be unable to work due to a disability, you would receive a tax-free income of $80,000?

To learn more about Disability Income Insurance, better described as Income Protection, call me at (916) 358-5799.